✦ Free for 6 months — every feature, no ads

Money, together. Finally simple.

Pact helps families, roommates and friends track expenses, split bills, settle loans and reach savings goals — together or solo. Private by design. No ads.

Everything you need to stay in sync

One clear picture of your money — whether it's just you or your whole household.

Expenses & income

Log in seconds, auto-categorized. See where your money goes.

Scan receipts

Snap a bill and Pact reads the total for you — on-device.

Loans & IOUs

Track money you've lent or borrowed, with repayments and reminders.

Budgets

Set limits per category and stay on track all month.

Savings goals

Plan, fund and watch your progress grow — alone or as a group.

Reports & net worth

Clear charts and monthly insights into your finances.

Built for groups & your region

Share budgets, loans and plans with role-based approvals. Multi-currency with correct local symbols — including the new UAE Dirham — plus VAT tracking and a Zakat calculator.

Family & roommate groups

Everyone sees the same shared money — no spreadsheets, no group-chat math.

Private by design

Your data stays on your device, encrypted. We never sell your data — ever.

Made for the Gulf & India

Dirham, Rupee & more, with VAT and Zakat tools built in.

Frequently asked questions

Is Pact free?

Yes — every feature is free for 6 months, no card and no ads. An optional subscription will arrive later to cover servers and maintenance, and you'll always get plenty of notice.

Can I use it with my family or roommates?

Absolutely. Create a group to share budgets, loans and plans, with approvals so everyone stays in sync.

Does it support the UAE Dirham?

Yes — Pact is multi-currency with correct local symbols including the new UAE Dirham, plus VAT tracking and a Zakat calculator.

Is my data private?

Your data stays on your device, encrypted. No ads, and we never sell your data.

Take control of your money

On your own, or together. Free to start.

▶ Download Pact on Google Play